at JPMorgan Chase in Wilmington, Delaware, United States
Job Description
Bring your expertise to JPMorgan Chase. As a Portfolio Pricing Associate in Risk Management in Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Portfolio Risk Credit Line Increase – Associate in Risk Management and Compliance, on the Portfolio Pricing and Portfolio Strategic Analytics team, you will assist in developing portfolio analytics as well as support key initiatives related to consumer credit line increases and portfolio pricing. You will have the opportunity to guide fundamental changes to risk management process by working with people, process, and technology.
Job Responsibilities:
+ Conduct complex analysis including data collection, analysis, summarization and presentation of results to management.
+ Develop portfolio analytics using internal and external behavioral data along with macro-economic trends.
+ Monitor the performance of existing Credit Line Increase and pricing strategies and develop new strategies by analyzing large data and using strong analytical skills.
+ Work with cross functional areas including IT, Operations and other Credit Risk groups to ensure successful implementation of new strategies.
Required qualifications, capabilities, and skills:
+ A Bachelor’s degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required.
+ 2+ years of Credit Risk Management and/or Marketing Analytics in financial industry
+ Strong P&L knowledge and understanding of profit drivers
+ Ability to develop common-sense solutions to complex business challenges
+ Ability to logically structure analyses using strong analytical, interpretive and problem solving skills
+ Ability to translate complex analysis into concise presentations with sound business conclusions.
+ Strong knowledge of SAS, SQL and MS Office required
Preferred qualifications, capabilities, and skills:
+ Master’s degree preferred
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans