Risk Management - Card Risk Acquisition Strategy - Associate

at JPMorgan Chase in Wilmington, Delaware, United States

Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Card Risk Acquisitions Strategy Associate, you will be responsible for optimizing credit strategy including Underwriting, Offer Generation, Pricing, or Line Assignment strategy. You will influence all aspects of strategy including design, implementation and monitoring while working closely with business partners. This role requires strong analytical skills, collaboration, and attention to detail to effectively deliver on behalf of the team and the business.

Job Responsibilities:

+ Perform quantitative and qualitative analysis at portfolio level to optimize card acquisition strategies

+ Design, implement, track and report on new strategies in a test vs. control environment

+ Create thoughtful analytics to address business issues and be able to independently generate forward-looking solutions

+ Utilize SAS, Python and SQL to complete analytical requirements

+ Partner closely with Operations, Technology, and Risk leadership team to ensure that all priorities are aligned to maximize bottom line impact and deliver a great customer experience

+ Conduct financial analysis to estimate cost/benefit and develop detailed business plans for proposed projects.

+ Assure regulatory and policy compliance through a system of effective controls

Required qualifications, capabilities, and skills:

We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

+ 2+ years of risk management or financial services experience

+ Bachelor’s Degree with concentrations in Math, Finance, Statistics, Economics

+ Strong written and verbal communication skills

+ Data mining skills, specifically: SAS, SQL, Python, Excel, Microsoft Office, and database software applications

+ Flexible and able to handle multiple tasks and a changing environment

+ Independent decision-making skills

+ Demonstrated experience in applying analytics to solve business problems efficiently and pragmatically through structured problem-solving approaches

Preferred qualifications, capabilities, and skills if applicable(optional):

+ Prior financial services experience in credit card preferred

+ MS or MBA considered

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

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Job Posting: JC242625819

Posted On: Jun 24, 2023

Updated On: Dec 07, 2023

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