Loan Review Officer

at Fulton Financial Corporation in Wilmington, Delaware, United States

Job Description

Loan Review Officer

Job Locations


US-PA-Lancaster | US-MD-Columbia | US-NJ-Mt Laurel | US-DE-Wilmington | US-VA-Virginia Beach

Requisition ID


# of Openings


Location Name 

Corporate Headquarters




Credit Administration

Position Type (Portal Searching)


FLSA Status


Value Proposition




Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company and every success we experience begins with them. We hire team members who raise the bar, who are collaborative and inclusive, who build relationships, and who are looking for a long-term career with Fulton Bank. We strive to promote a culture of work-life balance, to unplug and recharge to be your best self, at work and at home.









This is a full-time career opportunity that can be based out of multiple locations throughout our 5 state footprint (PA, NJ, DE, MD, VA) in a hybrid work environment - minimum of 1 day per week in the office.

The primary responsibility of the position is to complete an independent review and evaluation of the credit risk for their assigned borrower relationships. The analysis will encompass the accuracy of the assigned risk ratings, portfolio management and loan documentation practices, adherence to internal and regulatory guidelines, and/or underwriting quality. The incumbent will be required to document support for the conclusions reached in order to validate the accuracy, completeness, and depth of their analysis. The incumbent will need to complete all required activities within the required deadlines of an established review schedule.









Complete reviews of their assigned borrower relationships within the required timeframes established in the review schedule. Work should demonstrate a level of accuracy and completeness to support all of the LRO's findings,and be based upon the most appropriate and relevant credit analysis and internal/external policies and procedures. The reviewer's work product must provide an independent assessment but where required appropriately explain the variances between their conclusions and those reached by the lending/credit department.

Develop a complete understanding of the relevant policies and procedures for both Loan Review and Fulton Bank. Participate in departmental discussions concerning the findings within each review and where appropriate, ongoing RMA or other industry training in order to improve general credit expertise.

Assist management with sample scoping, scheduling, reporting, second review of peer work product, or training of new personnel.









Required Education

Bachelor Degree or the equivalent experience. Specialty: Business, Accounting, Finance, or other applicable field

Required Experience

3 or more years Commercial credit experience (Loan Review, Credit Analyst, Special Assets, etc.)


Preferred Experience

Formal credit training from a regional bank

Preferred Certifications

Bank Administration Institute Loan Review



This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.





Sponsorship Statement



As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.





EEO Statement



Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.





Need help finding the right job?



We can recommend jobs specifically for you!

Click here to get started.

Copy Link

Job Posting: 859789

Posted On: Oct 18, 2021

Updated On: Nov 17, 2021