at JPMorgan Chase in Wilmington, Delaware, United States
Chase Consumer & Community Banking serves nearly 66 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Chase is the No. 1 credit card issuer in the U.S., with 63 million credit cards in circulation. Risk management in Card is a critical function to control the risk and contribute to revenue generation.
We are actively seeking an associate to be a part of the Chase Card Risk Management strategy team. Opportunities are available in High Risk Portfolio Risk Management. As an associate you will be responsible for assessing and recommending changes to a strategies, policies and controls. You will ensure that the strategy drives strong financial performance, while maintaining strong risk controls. You will regularly meet with leaders and team members in Risk Management, Finance, Lending and Marketing to drive the business forward.
+ Oversight of eligibility rules, strategy segmentations, and optimization.
+ Partner with multiple business functions to ensure strategy is implemented accurately.
+ Develop and apply mathematical or statistical techniques to collect, organize and interpret data from multiple sources; develop best in class risk strategies.
+ Leverage advanced analytical techniques to build strategy segmentation including Clustering and Decision Trees. You will have ability to influence strategies.
+ Develop and maintain reporting on strategy performance in a Test vs. Control environment. Follow a disciplined approach to ensure recommendations taken to Senior Management result in correct decisions.
+ Develop and communicate creative solutions to business unit management in effective manner.
+ Work with the execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational risk.
+ A Bachelor’s degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required. Master’s degree preferred.
+ 2+ years of risk management or financial services experience, preferably in strategy development.
+ Strong P&L knowledge and understanding of profit drivers.
+ Excellent oral and written communication skills.
+ Ability to develop common-sense solutions to complex business challenges.
+ Ability to logically structure analyses using strong analytical, interpretive, and problem-solving skills.
+ Ability to translate complex analysis into concise presentations with sound business conclusions.
+ Strong knowledge of SAS and SQL. Preferred knowledge in Python.
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.
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