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VP/D Valuations

at OneMain Financial in Wilmington, Delaware, United States

Job Description

About us

OneMain Financial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable, and transparent installment loans. Our customers turn to us every day-online and at 1,500 branches in 44 states-to help them take control and improve their financial lives with solutions for debt consolidation, medical expenses, household bills, home improvements and auto purchases. Our talented and dedicated team members constantly look for responsible ways to serve our customers when, where and how they want. It’s all about doing the right thing-a mission that hasn’t changed for more than 100 years.

The Role

We are currently seeking a Vice President/Director of Valuations to join our team Wilmington, DE. As a key member of the credit and pricing analytics leadership team, this individual will be responsible for driving business results through areas including growth and revenue strategies, optimization, risk management, and streamlining of processes in support of a healthy lending portfolio.

The VP/D will translate strategic priorities into a set of underwriting, reporting, modeling and other analytical priorities for their team. This individual should have the ability to represent the company and engage with key business stakeholders, suppliers, external partners and investors.

Working with various partners, the role will also have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, performance monitoring, sensitivity analysis and modeling.

A successful candidate will utilize skills enable them to be versatile. They can be successful leading various types of functions or initiatives across multiple disciplines of our business. They bring new ways of thinking, data sources, technologies and capabilities to our business.

Key Responsibilities

+ Develop the vision and set of objectives to optimize our lending portfolio

+ Lead team to conduct statistical analysis and develop profit-driven decision framework and risk strategies within risk appetite with full credit cycle view to drive healthy growth

+ Independently lead the entire project lifecycle for complex analysis, strategies and models

+ Partner with other leaders to define business priorities, align talent and resources and communicate progress to executive management

+ Drive profitable business growth via developing strategy optimization framework with full credit-cycle view

+ Understand the data environment to appropriately prioritize and set expectations for key reporting, modeling, and analytical priorities

+ Leverage traditional regression models and machine learning algorithms to understand the key drivers and estimate customer behaviors

+ Draw conclusions and influence at all levels of the organization

+ Organization development – hiring, developing and leading the efforts of others

+ Effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations

Qualifications

+ Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management or Computer Science)

+ 8+ years of experience in consumer lending (preferably in risk underwriting or risk portfolio management) driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience

+ 4+ years of leadership experience, building and prioritizing teams and objectives based on company strategy

+ Advanced analytical skillset using tools such as SAS, SQL, R, Python

+ Familiar with decision tree analyses and segmentation tools like CART, knowledge seeker, etc

+ Innovative and capable of developing creative solutions to complex, data-driven problems

+ Prior experience building advanced models using statistical analysis tools or machine learning

Benefits

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options for team members and their dependents

• Up to 4% matching 401(k)

• Tuition reimbursement

• Continuing education

• Bonus eligibility

• Paid time off

• Paid volunteer time

\#LI-SS1

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.

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Job Posting: JC184020380

Posted On: May 20, 2021

Updated On: Sep 16, 2021