Credit Risk Management - Analytics Senior Associate

at JPMorgan Chase in Wilmington, Delaware, United States

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Analytics Senior Associate, you will demonstrate strong analytical skills, collaboration, and attention to detail to effectively deliver on behalf of the team and the business. Join our Business Card Strategic Analytics team where you will be responsible for optimizing Credit Line Assignment (CLA) strategy and will influence all aspects of strategy including design, implementation and monitoring while working closely with business partners.

Job Responsibilities

+ Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts specifically related to credit line assignment

+ Examine risk performance metrics and profitability drivers, enabling the assessment of risk vs. reward trade-off

+ Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which have implications on acquisition or portfolio management decisions

+ Conduct ad hoc analytics and contribute to various projects representing Risk Management

+ Present analytical findings and strategic recommendations to stakeholders

+ Partner with teams across product, finance, modeling, technology, legal, compliance, and risk controls to ensure strategies are optimal and operating in a controlled environment

Required Qualifications, Capabilities and Skills:

+ Bachelors degree

+ Minimum 5 years Risk Management or other quantitative experience or Masters degree and minimum 3 years Risk Management or other quantitative experience

+ Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software

+ Ability to query large amounts of data and transform the raw data into actionable management information

+ Familiarity with risk analytic techniques

+ Strong analytical and problem-solving abilities

+ Strong written and oral communication skills

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

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Job Posting: JC254145800

Posted On: Jan 22, 2024

Updated On: Mar 31, 2024

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