Consumer Risk Execution & Control Associate

at JPMorgan Chase in Wilmington, Delaware, United States

Job Description

The Risk Strategy Execution and Control Associate supports the change management lifecycle for Acquisition strategy initiatives, including initiating and managing strategy changes through intake submission, governance processes, and pre / post implementation validations while ensuring all control points of the change management lifecycle are satisfied. In addition you will research exception monitoring controls to drive improvements in the end-to-end Customer experience and strengthen controls around credit decisions and regulatory adherence.

You will participate in projects to ensure milestone adherence and integrity of progress metrics. This includes request submission, prioritization, control development and addressing operational readiness needs for new initiatives across the Consumer Card Risk Strategies groups. Initiatives can be inclusive of strategy updates, resolving system or strategies issues and process and control improvements.

We will provide you opportunities to report on findings and to provide status updates to management. Additionally, we will provide you opportunities to coordinate information and responses related to Audit, both internal and external, as well other review oriented internal groups such as Controls Testing and Executive Office.

Roles & Responsibilities

+ Research control reports to identify potential exceptions or process opportunities

+ Analyze exceptions from control reports to determine root cause and drive solutions

+ Manage critical issues using escalation protocols to resolve issues

+ Partner with strategy owners to ensure compliance with change management standards and documentation requirements

+ Intake process

+ Strategy documentation updates

+ Governance package adherence

+ Collection and storage of correction evidence

+ Review high line credit card loans and provide decision recommendations to Sr. Risk leaders

+ Package results and findings to be presented in monthly business updates

Preferred Skills

+ Bachelor’s degree required

+ Minimum 2 years’ experience in the credit card industry, preferably in Credit Risk, Operations and/or Lending

+ Ability to work independently and operate with a high sense of urgency

+ Strong problem solving and organization skills

+ Ability to multi-task in a constantly changing environment, demonstrates a positive can – do attitude

+ Strong PC skills including PowerPoint and Excel

+ Excellent oral and written communication skills, including thorough documentation that ensures we are in an audit ready state at all times and aligned with controls, legal obligations, and regulatory requirements.

+ Excellent interpersonal and communication skills necessary to work effectively with all levels of the organization and with geographically distributed teams

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the “WELL Health-Safety Rating” for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm’s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm’s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

To view full details and how to apply, please login or create a Job Seeker account
How to Apply Copy Link

Job Posting: JC229393097

Posted On: Nov 27, 2022

Updated On: Feb 08, 2023

Please Wait ...