Risk Policy Officer
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Wilmington, DE 19801
Citibank, N.A. seeks a Risk Policy Officer for its Wilmington, Delaware location.
Duties: Perform statistical analysis, quantitative and data analytics for credit card risk management. Use statistical methodologies including behavioral segmentation, predictive power validation and model stability. Hypothesis development, test design, test versus control analysis, development of recommendations, and oversee implementation. Provide analytics, statistical modeling, informational and application support for strategy development, treatment optimization, policy compliance and MIS and automation of reporting for credit card portfolios. Treatment strategy development (Intensity, Collections Entry, Payment Programs, digital channels, Litigation, Agency Placement, off shoring, Debt Sales) using statistical techniques including CHAID based segmentation. Measure impacts and forecast volume, strategy performance, and emerging trends using Excel, SAS, SQL, Unix programming, regression techniques and statistical methods. Focus on segmentation analytics and strategy development for card portfolios. Design channel strategies to effectively communicate to customers. Create system requirements for new treatment strategies and represent Risk Management in development of new policies and strategies. Evaluate financial and non-financial effectiveness of treatment strategies. Identify business opportunities, design champion/challenger tests to optimize strategies and enhance communication and collection effectiveness. P&L analysis and cost benefit analysis. Use statistical methods to classify accounts based on risk and identify strategies or efficiencies in collections. Develop, validate and review management reporting. Work with cross-functional teams to implement and assess strategy changes, investigate and resolve issues and strengthen controls. Measure impacts and forecast volume for strategy changes. Evaluate financial and non-financial effectiveness of strategies. Monitor performance for card portfolios. Work with cross functional teams to create system requirements for strategy changes, provide oversight of implementation, investigate and resolve issues.
Requirements: Requires a Master’s degree in Statistics, Economics, Engineering, Finance, Mathematics or related quantitative field and 3 years of experience as an Analyst or related position involving data analytics and credit card risk management. Alternatively, employer will accept a Bachelor’s degree and 5 years of the specified progressive, post-baccalaureate experience. 3 years of experience must include: Statistical analysis and quantitative analytics; Statistical methodologies including behavioral segmentation, predictive power validation and model stability; Profit & Loss analysis and cost benefit analysis; MIS and automation of reporting; SAS, SQL and Unix programming; Excel. Qualified applicants submit resumes referencing job code EDL/RPO/ZZ to Citigroup Recruiting Dept., 3800 Citigroup Center Drive, Tampa, Florida 33610. Citigroup is an EOE Employer. Direct applicants only.