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VP, Credit Portfolio Officer (Small Business Risk Lead)

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Job Details
Job Order Number
JC154920041
Company Name
Citigroup
Physical Address

Wilmington, DE 19893
Job Description

Excited to grow your career?

We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!

Our people make all the difference in our success.

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi’s portfolio exposure to client and counterparties globally.

This position is within the Branded Cards Small Business Risk team which is responsible for managing the credit risk associated with the Costco Business Credit Card, CitiBusiness AAdvantage, and Citi-branded small business portfolios.

Responsibilities:

+ Support efforts to optimize risk-return dynamics of the Small Business credit card portfolio by overseeing credit risk strategies and developing recommendations for policy optimization throughout the customer lifecycle

+ Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments

+ Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives

+ Establish and leverage cross-functional partnerships and network with key internal and external constituencies

+ Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence

+ Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity

+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications:

+ Bachelor’s degree/University degree in statistics, mathematics, engineering or similar quantitative discipline

+ 4+ years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry

+ Experience with analytical or data management tools (e.g. SAS, SQL, R)

+ Proven ability to develop and apply evidence-based frameworks to business goals

+ Demonstrated ability to synthesize and prioritize

+ Proven ability to remain organized in a fast-paced environment

+ Demonstrated interpersonal, organizational and analytic skills

+ Small business industry experience is preferred Education:

+ Bachelor’s degree/University degree in statistics, mathematics, engineering or similar quantitative discipline

+ Master’s degree in mathematics, Economics, statistics, engineering, or a similar quantitative discipline preferred


Grade :All Job Level – All Job FunctionsAll Job Level – All Job Functions – US


Time Type :Full time


Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Citigroup Inc. and its subsidiaries (“Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE at https://www.citigroup.com/citi/accessibility.html .

To view the “EEO is the Law” poster CLICK HERE at https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf . To view the EEO is the Law Supplement CLICK HERE at https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf .

To view the EEO Policy Statement CLICK HERE at http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf .

To view the Pay Transparency Posting CLICK HERE at https://www.dol.gov/ofccp/pdf/pay-transp_unformattedESQA508c.pdf .

Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.


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